<?xml version="1.0" encoding="UTF-8"?>
<!--
  Finbrella FinPlan — sitemap.xml
  Generated: April 2026
  IndexNow compatible — submit this URL to https://api.indexnow.org/indexnow
  after every content update.

  IndexNow API key should be placed at:
  https://finbrella-finplan.vercel.app/<your-indexnow-key>.txt

  How to submit this sitemap via IndexNow:
  POST https://api.indexnow.org/indexnow
  Body: { "host": "finbrella-finplan.vercel.app", "key": "<your-key>",
          "urlList": ["https://finbrella-finplan.vercel.app/sitemap.xml"] }
-->

<urlset
  xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
  xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
  xsi:schemaLocation="
    http://www.sitemaps.org/schemas/sitemap/0.9
    http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- ═══════════════════════════════════════════════
       CORE PAGES
  ════════════════════════════════════════════════ -->

  <url>
    <loc>https://finbrella-finplan.vercel.app/</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!--
    This deployment is a single-page app (SPA): only the homepage and static
    public files are distinct URLs. When you add real marketing routes, list
    them here as separate <url> entries.
  -->

  <!-- ═══════════════════════════════════════════════
       AI / GEO DISCOVERY FILES
  ════════════════════════════════════════════════ -->

  <url>
    <loc>https://finbrella-finplan.vercel.app/llms.txt</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://finbrella-finplan.vercel.app/ai-product-feed.json</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://finbrella-finplan.vercel.app/json-ld-structured-data.html</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <url>
    <loc>https://finbrella-finplan.vercel.app/google0a2d5d35f3a7b24d.html</loc>
    <lastmod>2026-04-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.1</priority>
  </url>

</urlset>
